Our Insurance Products
Comprehensive Protection for Every Stage of Life
The National Insurance Authority offers government-backed life, health, and medical insurance designed to protect Somaliland's citizens and institutions.
Secure your family's financial future
Life Insurance
Our life insurance policies provide a guaranteed financial safety net for your dependants in the event of your passing. Designed for individuals, families, and employees, NIA life insurance ensures your loved ones are protected no matter what.
Key Benefits
- Lump-sum payout to named beneficiaries
- Flexible premium payment schedules
- Coverage for natural and accidental death
- Group life options for employers
- No medical examination for standard plans
Eligibility
Somaliland citizens aged 18–65. Group plans available for registered businesses and government institutions.
Quality healthcare without financial burden
Health Insurance
NIA health insurance gives you and your family access to quality medical care across Somaliland's network of approved hospitals and clinics. From routine check-ups to specialist consultations, we ensure you receive the care you need.
Key Benefits
- Inpatient and outpatient hospital coverage
- Specialist and consultant referrals
- Maternity and newborn care
- Prescription medication coverage
- Nationwide network of approved providers
Eligibility
Available to individuals, families, and corporate groups. Dependants up to age 21 included on family plans.
Comprehensive coverage for serious medical needs
Medical Insurance
Our medical insurance plans are designed for comprehensive coverage of serious illness, surgical procedures, and long-term treatment. Whether facing a planned procedure or an unexpected medical event, NIA medical insurance ensures you are never alone.
Key Benefits
- Surgical and procedural coverage
- Emergency and critical care
- Chronic illness management
- Rehabilitation and physiotherapy
- Medical evacuation where required
Eligibility
Open to all Somaliland residents. Pre-existing conditions assessed individually. Corporate and institutional plans available.
Ready to Get Covered?
Speak with an NIA representative to find the right plan for you and your family.